Due to the nature of the Business Model, all aspects are built upon the mitigation of risk. This is both to the Company, the investors and the clients.

• The company has mitigated its risk by offering a product that is currently required within the global market that is presently not available. This is further mitigated by the support of a robust Board of Directors, Tier 1 Bank and a world-class FX supplier, the CME Group.

• The risk to investors is solely based on the anticipated level of engagement from the market. This risk can only be measured by having a clear understanding of what is currently available within the market, how StableNote can improve upon the current offering and the perceived anticipated engagement of clients across the globe.

• Client risk is zero as 100% of client funds are held on reserve with the Tier 1 banking partner.